Showing posts with label health insurance. Show all posts
Showing posts with label health insurance. Show all posts

Friday, May 18, 2012

Franciscan University is First Catholic Casualty Due to HHS Mandate,Obamacare

So, actually you can't keep your insurance. Something I figured was the true intent the entire time. There plan is to force us into a single-payer health system. That is a major reason why Obamacare either needs to be struck down by the Supreme Court or repealed. Franciscan University is my alma mater and it is sad that because of the rising government health care costs because the federal government is marching forward instituting this boondoggle that the university has been forced to drop their health insurance coverage for students. In addition Franciscan University has made it crystal clear that it will not comply with the unjust HHS mandate which would force them to violate their beliefs in accordance with Holy Roman Catholic Church.  Obamacare is an example of secularism run amok.  Hopefully we will hear in June that the Supreme Court has struck down Obamacare.



Here is the new policy from Franciscan University:

Campus Health Insurance Policy


The Obama Administration has mandated that all health insurance plans must cover “women’s health services” including contraception, sterilization, and abortion-causing medications as part of the Patient Protection and Affordable Care Act (PPACA). Up to this time, Franciscan University has specifically excluded these services and products from its student health insurance policy, and we will not participate in a plan that requires us to violate the consistent teachings of the Catholic Church on the sacredness of human life.
Additionally, the PPACA increased the mandated maximum coverage amount for student policies to $100,000 for the 2012-13 school year, which would effectively double your premium cost for the policy in fall 2012, with the expectation of further increases in the future.
Due to these changes in regulation by the federal government, beginning with the 2012-13 school year, the University 1) will no longer require that all full-time undergraduate students carry health insurance, 2) will no longer offer a student health insurance plan, and 3) will no longer bill those not covered under a parent/guardian plan or personal plan for student health insurance. The current student health insurance plan will expire on August 15, 2012.
We encourage you to decide how you are going to provide for accidents or illnesses requiring visits to physicians, health clinics, or the hospital emergency room while you are a student here. As always, our Health Center on campus will be staffed by a certified nurse practitioner Monday – Friday during normal business hours. No insurance is necessary to receive basic health-related services at the Health Center, and the visits cost only $5 at the time of service. However, if you are referred off campus for further lab testing, physician specialists, X-rays, etc., you will be responsible to pay for those services. 



Wednesday, March 9, 2011

Bishops Seek Universal Health Care: Confusion Between having Access to Health Care and having Health Insurance?

Sr. Mary Ann Walsh has written an article called, Bishops Seek Truly Universal Health Care where she states that the Bishops want universal health care that protects the weakest individuals such as the unborn and protects the consciences of the religious.  

But, Sr. Walsh goes on to say: 

"Whatever one feels about the Patient Protection and Affordable Care Act, the fact is that tens of thousands of Americans are without health care insurance. This creates a health-care crisis for the nation."  Does Sr. Walsh believe that having health insurance equals having automatic access to good, affordable health care?  
Then she states "This nation needs universal health care".  
I agree that everyone should have access to health care but does government run health care really work?  Has government run health care been shown to protect the rights of of both patients and the consciences of religious or has it been proven to the contrary, that it violates those rights?  While the health care system in the United States has some flaws it has a proven medicinal success rate above all other countries.  Other countries which have government run health care may have an increased amount of quantitative care for everyday doctor checkup visits but they don't have quality or quantity health care when a problem occurs - when health care really counts - when a patient is diagnosed with a serious illness.  The government does a cost benefit analysis and determines whether that individual is worth the money it would cost to treat the illness.  Does this constitute truly universal health care according to Sr. Walsh and the Bishops?  I would hope not.  Plus, who in this country is not allowed access to an emergency room?  If the hospital refused to take a person who has no health insurance that hospital could be sued.  But, I do agree that some in poor communities have difficulty in getting to hospitals.  But, it is misleading to imply that hospitals wouldn't accept any person with a legitimate health concern who walked through the emergency room doors.  
Sr. Walsh stated:
"For one thing, the bishops found that the bill did not protect the life of the unborn child. The bishops' concern was borne out afterward as some states sought to use newly-available health care funds for elective abortions. After some cried "foul," the Secretary for Health and Human Services advised these states that such funding was not permitted. Any cleaning up of the bill now ought to guarantee that funds for health care should not be used for elective abortions. 
"Another concern of the bishops is protection of the conscience rights of institutions. Most people understand the need to respect the conscience of an individual, a conscience correctly formed through education and prayer. An institution also has conscience rights, including the right to follow the teachings of its sponsoring organization. No religious organizations should be forced to purchase coverage for procedures it does not approve of, such as contraception and sterilization. No government should force an institution to practice medicine or purchase medical services that run contrary to its basic tenets. Not just the institution but a pluralistic America would suffer if such a right were denied."
I am in full agreement with Sr. Walsh and the bishops on abortion and protecting the conscience rights of both institutions and individuals. 
"The bishops also seek to protect access to health care for immigrants."  
This depends on whether the bishops are referring to legal immigrants or both legal and illegal immigrants.  If it is the former I am fully supportive but if it is the latter I am appalled that our bishops would try to make the United States a land without borders and lawless.